The U-T profiles the owner of St. Germain's Cafe & Bistro, which shutters Monday, who sites "rising rent, insurance and food costs" as the reasons behind the closure. The space, on S. Coast Highway 101 in Encinitas, is being taken by Pacific Beach Fish Shop's Billy Ramirez, who is planning to open a North County version of his casual seafood eatery there by June. [U-T]
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